Fees and Charges

Tariffs and Charges

View tariff information for banking services and download the current Standard Tariff of Charges.

Standard Tariff of Charges

The Standard Tariff of Charges sets out charges that may apply to FidBank UK banking products and services.

The tariff information below is version 3.0, effective from September 2026. Please download the official tariff document for the full published version.

Current Tariff Document

Download the current Standard Tariff of Charges for full fee and charge information.

Download Tariff

Tariff of Charges

Version 3.0, effective September 2026. The tables below summarise the published service charges.

Account Maintenance

Service	Charge
Current Account Charged annually on 30 November.	£100 or $100 per annum
Corporate Accounts	£12 / $15 / €15 per month
Debit Card	Charged on the anniversary of issuance.
Standard Card	£100 or $100 per year
Gold Card	£300 or $300 per year
Black Card	£500 or $500 per year

Payments From Your Account

Service	Charge
Standing Order – Per Payment	£5 or $10 or €7.50
Standing Order – Amendment	£5
Outward Payment Additional correspondent bank charges may apply.	£30 or $60 or €50
Investigating claims of non-receipt of funds / recovery of funds, where it is not the Bank's error – Sterling Payments	£35 per message
Investigating claims of non-receipt of funds / recovery of funds, where it is not the Bank's error – Other Currency Payments	$50 per message
Swift Copy	£10 per copy
Intra-Account Transfers	Free

As a general rule, the originator should pay the fees of the originator bank, and the beneficiary should pay the fees of the beneficiary bank. If you would like the beneficiary to pay the fee, please contact Customer Services to discuss this.

Cheques

Service	Charge
Stop Cheques	£15 per item
Cheques and direct debits returned through lack of funds This applies to cheques or direct debits issued against your account, or cheques paid into your account which have been unpaid by the drawer's bank.	£20 / $40 / €30 per item
Cheques drawn by you and paid by us despite lack of funds on your account This applies where we have paid the cheque after our own internal enquiries.	£30 per item
Cheques Sent for Collection	0.5% (min £20, max £50)

Miscellaneous Charges

Service	Charge
Duplicate Statements	£7.50 per page
Hold Mail – statements, debit advices and credit advices only Annual statements will be forwarded by courier every April. Charged annually in April.	£100 / $200 / €150 per annum
Courier	£35 per item
Audit Report	£50
Status Enquiry	£30
Reference Letter	£50
Safe Custody Charge	£30 per item per annum
Administration fee for breaking a deposit We will not ordinarily break a deposit, but in very exceptional cases may agree to do so. This charge represents our administration fee. In addition, we may levy a further fee which represents the economic cost to the Bank of replacing the deposit.	£50 / $75 / €75

Corporate Customer Due Diligence

Applicable at take-on and every two years subsequently.

Service	Charge
UK Registered Corporate Entities	£25
Corporate Entities Registered Abroad	£100

Overdrafts

Information relating to temporary unarranged overdrafts and arranged overdraft fees.

Temporary Overdrafts (Unarranged) and Fees

Temporary Overdraft Interest Rate

14%

Default Rate

14%

Arranged Overdraft Fees

Fees for arranged overdrafts are subject to negotiation and will be advised in any offer letter to you.

Important information

You will only be debited when the overdraft is unarranged. The default rate of 14% is then applied.
The default rate is fixed; however, it is subject to change by the Bank. Any changes will be communicated in line with the terms and conditions of the account.
No additional unarranged charges will be applied to your account during this period.

Important Notes

Please review the published terms concerning changes to these charges.

These charges may change at any time. If we increase any of these charges or introduce a new charge, we will tell you personally at least two months before the change comes into force.
We reserve the right to make any reasonable additional charges for time taken to manage your account.

Need Help Understanding A Charge?

Contact FidBank UK if you need help understanding the tariff or any charge that may apply to your account. Call +44 (0) 20 7920 6100 or email CustomerServices@fidbank.uk.