Product information · Version 1.2

Mastercard Debit Card Key Features

This document sets out the key features of our Mastercard Debit Card for personal customers. You should read it carefully to help you decide if this product is right for you.

You can find the full terms and conditions relating to the Mastercard Debit Card on our website, or ask us for a copy.

How to apply for a Mastercard Debit Card

You can request a Mastercard Debit Card if you are a personal customer with a FidBank UK Limited Current Account.

You can request a Mastercard Debit Card in person at our London offices or write to us by post or email. Our address is FidBank UK Limited, 1 King’s Arms Yard, London EC2R 7AF, United Kingdom. Our email address is customerservices@fidbank.uk.

Features of the Card

Currencies available: £Sterling and US$ Dollar.

Easy payments
Pay for goods and services online, in store or over the phone. You can also set up regular payments from your card, for example for membership or subscription fees.
Access to cash
You can make free cash withdrawals (up to your daily limit) with your debit card from any cash machine (ATM) bearing the Mastercard symbol.
Worldwide acceptance
Use your debit card at over 29 million retail outlets across 160 countries, wherever you see the Mastercard logo.
Secure online shopping
The FidBank UK Secure system protects you when you shop on websites that use Mastercard SecureCode. It is an extra level of security that helps prevent fraudulent use of your card.
Gold and Black Debit Cards
Include a range of integrated premium lifestyle benefits and privileges provided through the Bank’s designated programme partners, with Black Card customers receiving enhanced benefits. Benefits are subject to the applicable eligibility, availability and programme terms and conditions.

Important information about the debit card

When you request a debit card for use on your account, every cardholder will be able to:

  • Withdraw cash up to the daily amount from ATMs.
  • Make purchases for any amount, up to the limit of the total available balance in the account in accordance with the terms and conditions and debit card mandate.

If your bank account mandate contains any rules or restrictions on the number of signatories required to make transactions of a certain value, these will not apply to transactions made by cardholders with a debit card. Please consider this information carefully when deciding to request a debit card.

Changing your mind: You have the right to change your mind and cancel your card within the first 14 days after you request it.

Charges and currency

There is an annual fee for the debit card. Details of this and other charges can be found in the standard tariff of charges.

You may request a debit card to be issued to you in the currency of your current account (£Sterling or US$ Dollar).

Currency exchange services are available.

CardAssist and closing your card

The FidBank UK Limited CardAssist App comes with everything you need to manage your debit card on your mobile phone or tablet. It offers services to make using your debit card convenient and secure. You can download the app from the Apple App Store or Google Play Store to your smart device.

CardAssist provides details of your transactions, secure retrieval of your PIN and control of your debit card from your smartphone (Apple iOS or Android OS systems).

You can close your card at any time. The Bank also reserves the right to cancel your card without notice. Please refer to the terms and conditions for further details.

FidBank UK Limited (FRN 400712) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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